MD KAMRUZZAMAN
Doctor of Business Intelligence & Data Analytics
Companies in service
Creative Journey
Finance & Business Intelligence Professional
Strategic and analytical finance professional with over six years of proven leadership experience in financial management, business development, and digital transformation. Specialized in integrating Artificial Intelligence (AI), Machine Learning (ML), and Data Analytics into financial systems to streamline operations, enhance forecasting, and ensure robust cybersecurity protocols. Holds an MBA and BBA in Finance and Human Resources and is currently pursuing a Doctorate in Business Intelligence and Data Analytics. Experienced in multinational corporate environments with a strong publication record in AI, digital finance, and cybersecurity. Passionate about leveraging advanced technologies to improve financial performance, business intelligence, and sustainable development.
RESEARCH & Publicstion
- Hasan, R.., Farabi, S. F.., Md Kamruzzaman, M.., BHUYAN, M. K.., Nilima, S. I.., & Shahana, A. (2024). AI-Driven Strategies for Reducing Deforestation. The American Journal of Engineering and Technology, 6(06), 6–20. LINK
2.Md kamruzzaman ., Mohammad, N., Khatoon, R., Nilima, S. I., & Akter, J. (2024). Ensuring Security and Privacy in IoT: Challenges and Solutions. Journal of Computer and Communications.Journal of Computer and Communications, 12, 257-277. LINK
3. Akter, J., Nilima, S. I., Hasan, R., Tiwari, A., Ullah, M. W., & Md Kamruzzaman, M. (2024). Artificial Intelligence in the Agro-Industry of the USA. AIMS Agriculture & Food, 9(4). LINK
4. Md Kamruzzaman, M., Bhuyan, M. K., Hasan, R., Farabi, S. F., Nilima, S. I., & Hossain, M. A. (2024). Exploring the landscape: A systematic review of artificial intelligence techniques in cybersecurity. In 2024 International Conference on Communications, Computing, Cybersecurity, and Informatics (CCCI) (pp. 01-06). LINK
5. Bhuyan, M. K., Md Kamruzzaman, M., Nilima, S. I., Khatoon, R., & Mohammad, N. (2024). CNN-Based Detection for Cyber-Attacks in Industrial Systems. Journal of Computer Science and Technology Studies, 6(3), 86–96. LINK
6. J. Akter, M. Kamruzzaman, R. Hasan, R. Khatoon, S. F. Farabi and M. W. Ullah, "Artificial Intelligence in American Agriculture: A Comprehensive Review of Spatial Analysis and Precision Farming for Sustainability," 2024 IEEE International Conference on Computing, Applications and Systems (COMPAS), Cox's Bazar, Bangladesh, 2024, pp. 1-7, LINK
7. Md Kamruzzaman, M., Khatoon, R., Al Mahmud, M. A., Tiwari, A., Samiun, M., Hosain, M. S., ... & Johora, F. T. (2025). Enhancing Regulatory Compliance in Modern Banking Using AI and Robotization. Journal of Ecohumanism, 4(2), 2596–2609. LINK
8. Khatoon, R., Akter, J.,Md Kamruzzaman, M., Rahman, R., Tasnim, A.F., Nilima, S.I. and Erdei, T.I. 2025. Advancing Healthcare: A Comprehensive Review and Future Outlook of IoT Innovations. Engineering, Technology & Applied Science Research. 15, 1 (Feb. 2025), 19700–19711. LINK
9. Md Kamruzzaman, M., Sabeena, A. A., Ahmed, A., Riipa, M. B., Hossain, A., Khan, R., … Ahmed, F. (2025). AI and Big Data in Personalized Autism Treatment Through Stem Cell Therapy. Journal of Posthumanism, 5(6), 610–640. LINK
10. Rakibul Hasan, Rabeya Khatoon, Jahanara Akter, Nur Mohammad, Md Kamruzzaman, Atia Shahana, Sanchita Saha. (2025). AI-Driven Greenhouse Gas Monitoring: Enhancing Accuracy and Real-Time Tracking. AIMS Environmental Science, 12(3), 495–525. LINK
11. Md Kamruzzaman, M. (2024). The Future of E-Commerce: Innovations and Challenges. Open Journal of Business, Entrepreneurship and Marketing. 70-81. LINK
12. Tiwari, Anamika, Akter, Jahanara, Saha, Sanchita , Aziz, Mustakim Bin , Imran, Md Ahsan Ullah , Md Kamruzzaman, Hasan, Rakibul. Amazon.com: Future Tech: 20 Innovations That Will Change Our World eBook : Kindle Store. (2024). Amazon.com. LINK
13. Md Azhad Hossain, Mahafuj Hassan, Rabeya Khatoon, Md Kamruzzaman, & Anupom Debnath. (2020). Technological Innovations in Cross-Border E-Commerce: Barriers and Opportunities. Journal of Business and Management Studies, 2(2), 70–81. LINK
14. Sharmin, S., Biswas, B., Tiwari, A.,Md Kamruzzaman, M., Saleh, M. A., Ferdousmou, J., & Hassan, M. (2025). Artificial Intelligence for Pandemic Preparedness and Response: Lessons Learned and Future Applications. Journal of Management World, 2025(2), 1825. LINK
15. Samia Hasan Suha, Md Azharul Islam, Md Kamruzzaman, Rabeya Khatoon, Md Khokan Bhuyan, Mohammad Hossain, Sadia Sharmin, Arif Hosen, and Rakibul Hasan.(2025) A Machine Learning Classifier for Optimizing Materials and Energy Efficiency in Infrastructure. Springer Nature Switzerland AG 2026. LINK
CERTIFICATIONS
Best Finance Manager & Business Developer • (2022)
Tex Zipper Ltd
Best Employee Award • (2021)
Tex Zipper Ltd
BOOKS
Thesis: Technological Innovations to Overcome Cross-Border E-Commerce Challenges: Barriers and Opportunities
(MBA Dissertation)
Book: Future Tech: 20 Innovations That Will Change Our World (Co-author), Amazon Kindle, 2024.
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